Become a member today!

CCSE serves all of Cattaraugus County!!

CCSE Federal Credit Union always welcomes new members. To join, please visit either our Salamanca or Ellicottville locations during normal business hours. Please bring proper, valid identification with you (see below). Stop in and become a member today!

Credit Unions have members, not customers. Credit unions are member-owned, meaning each person who deposits money in a credit union becomes an owner of the credit union. A member is an owner because their deposit is considered a share of ownership. They are run by a volunteer Board of Directors that is elected by and from the membership. Each member has a vote in electing Board members and certain Committee members, and can run for election to the Board or Committees.


  • CCSE Federal Credit Union is a community charter credit union. Anyone who lives, works, worships (goes to church in), or attends school in Cattaraugus County is eligible to become a credit union member and take advantage of all of CCSE’s outstanding financial services.
  • Eligibility for member extends to individuals who are “immediate family” of current members of CCSE Federal Credit Union. Immediate family could be a spouse, child, grandchild, siblings, parent, or grandparent.

About CCSE

CCSE Federal Credit Union was founded by local teachers in 1977. Initially a teacher’s credit union, we have now expanded to serve everyone who lives or works in Cattaraugus County.

CCSE is a full service financial institution. We offer savings and checking accounts, as well as low rates on a variety of lending products including auto and home equity loans.

We would like to extend to you and your family an invitation to become members of our credit union and see for yourself the difference our personal financial services can make.

The following must be provided to become a credit union member:

  • Social Security Card or Number
  • Driver’s License (must not be expired AND must list the correct PHYSICAL address)
  • Date of Birth
  • Phone Number
  • E-Mail Address

To become a member, print, save, and complete the following documents below and return them via email to one of the following credit union employees. Once the application is received, it will be reviewed by one of our staff and they will be in contact with you to complete the process.;;;

Membership DocumentsMembership Disclosures
Membership ApplicationMembership Disclosure
Debit Card ApplicationDebit Card Disclosure
Debit Card Opt In FormTerm Share (CD) Disclosure
Revocation of Debit Card Opt In FormMoney Market Disclosure