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| Share (Savings) Rate | Auto Loan Rates | Home Equity Rates | Share Cert. (CD) Rates |
 |  |  |  |
| starting at 0.05% APY | as low as 4.25% APR | starting at 6.25% APR | starting at 2.00% APY |
*APY = Annual Percentage Yield; APR = Annual Percentage Rate
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