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Surcharge free ATM access. Look for the logo!

Mortgages available with Owner’s Choice Funding. Call 716-839-0701 to apply.

Re-order checks with a variety of styles. Prices & availability may vary.

*APY = Annual Percentage Yield; APR = Annual Percentage Rate

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Share (Savings) Rate	Auto Loan Rates	Home Equity Rates	Share Cert. (CD) Rates

starting at 0.05% APY	as low as 2.25% APR	starting at 3.25% APR	starting at 0.20% APY