CD Accounts

Share Certificate (Certificate of Deposit)

  • $1,000 minimum balance to earn interest
  • 12, 24, 36, 48, and 60 month terms are available
  • 90-365 Days interest penalty for early withdrawal (depending on term)

Ratesas of 1/1/2020

RateAPY*Early Withdrawal Penalty
12 Month0.75%0.7526%90 days interest
24 Month0.85%0.8535%90 days interest
36 Month1.00%1.0049%180 days interest
48 Month1.25%1.2577%180 days interest
60 Month1.50%1.5111%365 days interest

*APY = Annual Percentage Yield