Share Certificate (Certificate of Deposit)

• $1,000 minimum balance to earn interest
• 12, 24, 36, 48, and 60 month terms are available
• 90-365 Days interest penalty for early withdrawal (depending on term)

Rates

	Rate	APY*	Early Withdrawal Penalty
12 Month	0.20%	0.2002%	90 days interest
24 Month	0.30%	0.3004%	90 days interest
36 Month	0.35%	0.3506%	180 days interest
48 Month	0.45%	0.4510%	180 days interest
60 Month	0.55%	0.5515%	365 days interest

*APY = Annual Percentage Yield