Share Certificate (Certificate of Deposit)

• $1,000 minimum balance to earn interest
• 12, 24, 36, 48, and 60 month terms are available
• 90-365 Days interest penalty for early withdrawal (depending on term)

Rates – as of 12/1/2019

	Rate	APY	Early Withdrawal Penalty
12 Month	0.75%	0.7526%	90 days interest
24 Month	1.00%	1.0048%	90 days interest
36 Month	1.00%	1.0049%	180 days interest
48 Month	1.25%	1.2577%	180 days interest
60 Month	1.50%	1.5111%	365 days interest