Share Certificate (Certificate of Deposit)
- $1,000 minimum balance to earn interest
- 12, 24, 36, 48, and 60 month terms are available
- 90-365 Days interest penalty for early withdrawal (depending on term)
Rates – as of 12/1/2019
Rate | APY | Early Withdrawal Penalty | |
12 Month | 0.75% | 0.7526% | 90 days interest |
24 Month | 1.00% | 1.0048% | 90 days interest |
36 Month | 1.00% | 1.0049% | 180 days interest |
48 Month | 1.25% | 1.2577% | 180 days interest |
60 Month | 1.50% | 1.5111% | 365 days interest |