Share Certificate (Certificate of Deposit)
- $1,000 minimum balance to earn interest
- 12, 24, 36, 48, and 60 month terms are available
- 90-365 Days interest penalty for early withdrawal (depending on term)
Rates – as of 1/1/2020
| Rate | APY* | Early Withdrawal Penalty | |
| 12 Month | 0.75% | 0.7526% | 90 days interest |
| 24 Month | 0.85% | 0.8535% | 90 days interest |
| 36 Month | 1.00% | 1.0049% | 180 days interest |
| 48 Month | 1.25% | 1.2577% | 180 days interest |
| 60 Month | 1.50% | 1.5111% | 365 days interest |
*APY = Annual Percentage Yield