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The LTV is credit score based (max 90% appraised value)
1st lien Home Equity Loans
| Term | APR* | ||
| up to 60 months | 2.75% | ||
| 61 to 120 months | 3.00% | ||
| 121 to 180 months | 3.25% |
2nd lien Home Equity loans
| Term | APR* | ||
| up to 60 months | 3.00% | ||
| 61 to 120 months | 3.25% | ||
| 121 to 180 months | 3.50% |
Home Equity Line of Credit Loans (HELOC’s)
| APR* | TERM | |
| 1st Lien | 1.00% + Prime Rate (WSJ) | up to 180 months |
| 2nd Lien | 1.25% + Prime Rate (WSJ) | up to 180 month |
* APR = Annual Percentage Rate