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The appraised value is credit score based (max 90% appraised value)
1st lien Home Equity Loans – as of 1/1/2020
| Term | APR* | ||
| up to 60 months | 4.00% | ||
| 61 to 120 months | 4.25% | ||
| 121 to 180 months | 4.50% |
2nd lien Home Equity loans – as of 1/1/2020
| Term | APR* | ||
| up to 60 months | 4.25% | ||
| 61 to 120 months | 4.50% | ||
| 121 to 180 months | 4.75% |
Home Equity Line of Credit Loans (HELOC’s)
| APR* | TERM | |
| 1st Lien | 1.00% + Prime Rate (WSJ) | up to 180 months |
| 2nd Lien | 1.25% + Prime Rate (WSJ) | up to 180 month |
* APR = Annual Percentage Rate