Auto Loans

CCSE has lowered rates on New and Used Auto Loans!

New Cars 2020 & 2019

APR*Term
2.00% – 10.00%up to 60 months
2.55% – 10.55%61 to 84 months

Rates based on borrower credit score

Used Cars 2020 – 2016

APR*TermMaximum Discount Rate
3.25% – 11.25%up to 48 monthsas low as 2.50%
3.50% – 11.50%49 to 60 monthsas low as 2.75%
3.75% – 11.75%61 to 72 monthsas low as 3.00%
4.00% – 12.00%73 to 84 monthsas low as 3.25%
Rate Discounts
Auto Pay0.25%
Flip Flop Auto (2019 & 2018 only)0.25%
1st Choice Auto (2019 & 2018 only)0.30%
Over $10,000 on deposit0.15%
More than 2 open/active Loans0.05%

User Cars 2015 & Older

APR*TermMaximum Discount Rate
4.75% – 12.75%up to 36 monthsas low as 4.30%
5.00% – 13.00%37 to 48 monthsas low as 4.55%
5.25% – 6.25%49 to 60 months*as low as 4.80%

Advertised rates labeled “Maximum Discount Rate” are credit score based and are equivalent to an A borrower with all maximum rate discounts applied (0.75% or 0.45%)

*=Used Cars 2015 & Older C, D, & E scores max 48 mo. term

* APR = Annual Percentage Rate