Auto Loans

CCSE has great rates on new 2020 & 2019 model auto loans!

New Cars 2020 & 2019

APR*Term
2.49% – 10.49%up to 60 months
2.65% – 10.65%61 to 84 months

Rates based on borrower credit score

Used Cars 2020 – 2016

APR*TermMaximum Discount Rate
3.50% – 11.50%up to 48 monthsas low as 2.75%
3.75% – 11.75%49 to 60 monthsas low as 3.00%
4.00% – 12.00%61 to 72 monthsas low as 3.25%
4.25% – 12.25%73 to 84 monthsas low as 3.50%
Rate Discounts
Auto Pay0.25%
Flip Flop Auto (2019 & 2018 only)0.25%
1st Choice Auto (2019 & 2018 only)0.30%
Over $10,000 on deposit0.15%
More than 2 open/active Loans0.05%

User Cars 2015 & Older

APR*TermMaximum Discount Rate
5.00% – 13.00%up to 36 monthsas low as 4.55%
5.25% – 13.25%37 to 48 monthsas low as 4.80%
5.50% – 6.50%49 to 60 months*as low as 5.05%

Advertised rates labeled “Maximum Discount Rate” are credit score based and are equivalent to an A borrower with all maximum rate discounts applied (0.75% or 0.45%)

*=Used Cars 2015 & Older C, D, & E scores max 48 mo. term

* APR = Annual Percentage Rate