CCSE has lowered rates on New and Used Auto Loans!
New Cars 2021 & 2020
APR* | Term |
2.00% – 10.00% | up to 60 months |
2.55% – 10.55% | 61 to 84 months |
Rates based on borrower credit score
Used Cars 2021 – 2017
APR* | Term | Maximum Discount Rate |
3.25% – 11.25% | up to 48 months | as low as 2.50% |
3.50% – 11.50% | 49 to 60 months | as low as 2.75% |
3.75% – 11.75% | 61 to 72 months | as low as 3.00% |
4.00% – 12.00% | 73 to 84 months | as low as 3.25% |
Rate Discounts | ||||||
Auto Pay | 0.25% | |||||
Flip Flop Auto | 0.25% | |||||
1st Choice Auto (2021 & 2020 only) | 0.30% | |||||
Over $10,000 on deposit | 0.15% | |||||
More than 2 open/active Loans | 0.05% |
User Cars 2016 & Older
APR* | Term | Maximum Discount Rate |
4.75% – 12.75% | up to 36 months | as low as 4.30% |
5.00% – 13.00% | 37 to 48 months | as low as 4.55% |
5.25% – 6.25% | 49 to 60 months* | as low as 4.80% |
Advertised rates labeled “Maximum Discount Rate” are credit score based and are equivalent to an A borrower with all maximum rate discounts applied (0.75% or 0.45%)
*=Used Cars 2016 & Older C, D, & E scores max 48 mo. term
* APR = Annual Percentage Rate