Credit Union Accounts

Share Draft Accounts (Checking Account)

  • No minimum monthly balance
  • No monthly services fee
  • Non-interest bearing only

Share Accounts (Savings Accounts)

  • Every member of the credit union must have a $5 share account (a savings account)
  • $100 on deposit required to earn interest

Club Savings Accounts

  • Summer Days (great for teachers who are off in the summertime!) or a Christmas Club.
  • $5 to open
  • $100 to earn interest
  • Summer Days pay in July. Christmas Clubs pay in October.
  • Open one anytime!

Money Market Accounts

  • Minimum to open is $2,500
  • Tier 1 $2,500 – $25,000
  • Tier 2 $25,000.01 – $75,000
  • Tier 3 $75,000.01 and above
  • Maximum 4 withdrawals per month

Youth Savings Accounts

  • Open with just $5.00 and earn interest

Youth CD’s (Certificate of Deposits)

  • Open with just $100.00 and earn interest
  • 6 and 12 month terms available
  • No early withdrawal penalty on 6 month CD
  • Add funds to 6 month CD whenever you’d like
  • 30 days interest penalty on 12 month
  • all rates subject to change without notice

Share Certificate (Certificate of Deposit)

  • $1,000 minimum balance to earn interest
  • 12, 24, 36, 48, and 60 month terms are available
  • 90-365 Days interest penalty for early withdrawal (depending on term)
  • all rates subject to change without notice

Loans

  • Auto Loans
  • Motorcycle Loans
  • Home Equity Loans (1st and 2nd lien)
  • Home Equity Lines of Credit (HELOC)
  • Mortgages (Available through Owner’s Choice)
  • Mobile Home Loans
  • Recreational Vehicles (ATV’s, Boats, RV’s, Four Wheelers, Side by Sides, etc.)
  • Student Loans (Available through Student Choice)
  • Personal Lines of Credit
  • Overdraft Protection
  • Unsecured Personal Loans
  • Share Secured Loans
  • Credit Builder Loans

Additional Services

  • Free Checks for members age 65 or older!
  • VISA Debit Cards (Domestic [U.S.] transactions only)
  • Pre-Paid Debit Cards
  • Gift Cards