CCSE serves all of Cattaraugus County!


Become a member today!


CCSE Federal Credit Union always welcomes new members. To join, please visit either our Salamanca or Ellicottville locations during normal business hours. Please bring proper, valid identification with you (see below). Stop in and become a member today!


Credit Unions have members, not customers. Credit unions are member-owned, meaning each person who deposits money in a credit union becomes an owner of the credit union. A member is an owner because their deposit is considered a share of ownership. They are run by a volunteer Board of Directors elected by and from the membership. Each member has a vote in electing Board members and certain Committee members, and can run for election to the Board or Committees.




  • CCSE Federal Credit Union is a community charter credit union. Anyone who lives, works, worships (goes to church in), or attends school in Cattaraugus County is now eligible to become a credit union member and take advantage of all of CCSE's outstanding financial services.


  • Eligibility for member extends to individuals who are "immediate family" of current members of CCSE Federal Credit Union. Immediate family could be a spouse, child, grandchild, siblings, parent, or grandparent.



The following must be provided to become a credit union member:


  • Social Security Card or Number


  • Driver's License (Non - Expired, Correct Physical Address Listed)


  • Date of Birth


  • Proof of Physical Address*


  • Phone Number


  • E-Mail Address


CCSE Federal Credit Union may contact you for additional information and reserves the right to deny any membership application that we cannot verify information from. 


An initial minimum deposit of $5.00 is required to open your account.  This initial deposit must be maintained in your share savings account throughout your membership with CCSE FCU and is required in order for you to utilize any additional services offered by the Credit Union (checking, loans, certificate of deposits, etc...) 


* = As per federal regulation, the Credit Union is required to obtain your physical address.  If the address provided on your drivers license or other photo identification is not your correct physical address, you will need to provide a bill or pay stub that shows your correct physical address.



Benefits of Credit Union Membership


Account Services


• Free Checks for members age 65 or older!


• VISA Debit Cards (Domestic [U.S.] transactions only)


• Pre-Paid Debit Cards


• Gift Cards



Member Services


Coin Machine Sorter (Ellicottville only)


• Direct Deposit


• Night Depository - (both branches!)


• Surcharge Free Co-Op ATM Network


• Money Orders


• Notary Public


• Discount Darien Lake Tickets


• Discount Waldameer Park Tickets



Online Services


Online Banking


• Mobile Banking


• Text Banking


• E-Statements