Credit Union Accounts

Share Accounts (Savings Accounts)

  • Every member of the credit union must have a $5 share account (a savings account).
  • $100 on deposit required to earn interest.

 

Share Draft Accounts (Checking Accounts)

  • No minimum monthly balance.
  • No monthly services fee.
  • Non-interest bearing only.

 

Share Certificate (Certificate of Deposit) Accounts

  • $1,000 minimum balance to earn interest.
  • 12 month or 24 month terms.
  • 90 Days interest penalty for early withdrawal.

 

Club Savings Accounts

  • Summer Days (great for teachers who are off in the summertime!) or a Christmas Club.
  • $5 to open.
  • $100 to earn interest.
  • Summer Days pay in July .
  • Christmas Clubs pay in October.
  • Open one anytime!

 

Money Market Accounts

  • Better rates than share accounts
  • Minimum to open is $2,500
  • Tier 1 $2,500 - $25,000
  • Tier 2 $25,000.01 - $75,000
  • Tier 3 $75,000.01 and above
  • Maximum 4 withdrawals per month

 

Lending Accounts

  • Auto/Motorcycle Loans
  • Home Equity Loans
  • Recreational Vehicle Loans
    • Snowmobiles
    • Dirtbikes
    • Boats
    • RV's
    • Etc.
  • Personal Loans
  • Credit Builder
  • Mortgages (available through Owner's Choice)