Welcome to CCSE Federal Credit Union

CCSE FCU is aware of the recent reports of a Home Depot credit and debit card breach.  Please be assured that there is no need to take any action regarding your CCSE debit card - you may continue to use your cards.  However, if your card is identified as part of the breach, we will contact you by mail regarding the replacement of your card.  As always, please continue to review your account statements for any unusual or unauthorized activity.  Home Depot is offering free identity protection services to individuals effected by this breach.  You can learn more about this at https://homedepot.allclearid.com
Upcoming Closings:
Monday, Sept. 1st, 2014: Labor Day
Monday, Oct. 13th, 2014: Columbus Day

CCSE Federal Credit Union proudly serves the Salamanca (New York) community. Additionally, the employees of Ellicottville, Cattaraugus-Little Valley, and West Valley Central Schools, and the members of their immediate families are also served by the credit union. We also serve the employees of 26 area businesses and organizations.


Benefits of Credit Union Membership


Credit Unions have members, not customers. Credit unions are member-owned, meaning each person who deposits money in a credit union becomes an owner of the credit union. A member is an owner because their deposit is considered a share of ownership. They are run by a volunteer Board of Directors elected by and from the membership. Each member has a vote in electing Board members and certain Committee members, and can run for election to the Board or Committees.


CCSE also has a number of complimentary services for your needs. These include Direct Deposit, VISA Debit Cards, VISA Gift Cards, E-Statements, Phone Banking, Online Banking, and our newest product, Mobile Money which allows members to access their accounts via their mobile phone. We are also a part of the ATM Co-Op Network, which allows you to withdraw funds from any Co-Op ATM across the county, surcharge free!




  • We've gone social!

    CCSE Federal Credit Union is now on Facebook and Twitter! Stay connected with your credit union today!

  • Student Loan Opportunity

    This loan is available to our members attending college, members with children attending college, as well as member's family members.


  • VISA Pre-Load Debit Cards

    Reload your pre - loaded debit here! Please be aware that CU Money does charge fees to do an upload. Funds may take time to reflect. Click for HERE to load your card.


  • VISA Gift Cards

    Reload your VISA gift card here! Please be aware that CU Money does charge fees to do an upload. Funds may take time to reflect. Click for HERE for gift card access.

Advertised rates labeled "as low as" or "starting at" are credit score based and are equivalent to an A+ borrower with a 0.25% discount deducted. APY is the Annual Percentage Yield & APR is the Annual Percentage Rate. All rates are subject to change without notice. The rates advertised may not be available. Other terms and conditions may also apply. All rates, excluding Home Equities and Overdraft Protection, will receive a 0.25% discount if the member agrees to share transfer. Other terms and conditions may apply.