Welcome to CCSE Federal Credit Union

Upcoming Closings:
2/17/2015 - Closed for President's Day

CCSE Federal Credit Union is a community-chartered credit union. What does this mean? Now anyone who lives, works, worships, or attends school in Cattaraugus County is now eligible to become a credit union member and take advantage of all of CCSE's outstanding financial services.


Benefits of Credit Union Membership


Credit Unions have members, not customers. Credit unions are member-owned, meaning each person who deposits money in a credit union becomes an owner of the credit union. A member is an owner because their deposit is considered a share of ownership. They are run by a volunteer Board of Directors elected by and from the membership. Each member has a vote in electing Board members and certain Committee members, and can run for election to the Board or Committees.


CCSE also has a number of complimentary services for your needs. These include Direct Deposit, VISA Debit Cards, VISA Gift Cards, E-Statements, Phone Banking, Online Banking, and our newest product, Mobile Money which allows members to access their accounts via their mobile phone. We are also a part of the ATM Co-Op Network, which allows you to withdraw funds from any Co-Op ATM across the county, surcharge free!


CCSE has many ways to help members save money. From direct deposit and automatic transfers to competitive rates on Savings and CD accounts. We also offer special accounts for Christmas saving and our Credit Builder Loan is a great way to save money and build your credit. Visit our Accounts page for more information or our Rates page to see current rates.


If you own a cell phone or a smart phone then your credit union accounts are accessible to you anytime, anywhere. Mobile Money allows credit union members access to account balances, make transfers and payments, and keep track of transactions. Signing up is easy and only takes a few minutes. If you have any questions, please give us a call and we can help get you set up.




  • We've gone social!

    CCSE Federal Credit Union is now on Facebook and Twitter! Stay connected with your credit union today!

  • Student Loan Opportunity

    This loan is available to our members attending college, members with children attending college, as well as member's family members.


  • NEW TravelMoney Cards!

    CCSE now offers Visa Travel Money Cards. It's not tied to your checking or savings accounts, so they aren't in jeopardy if they're lost or stolen. Emergency card replacement is also available. Click for HERE to load your card.


  • Pre-Paid Debit Cards

    Reload your Everyday Spend card here! Please be aware that CU Money does charge fees to do an upload. Funds may take time to reflect. Click for HERE to load your card.


  • VISA Gift Cards

    Reload your VISA gift card here! Please be aware that CU Money does charge fees to do an upload. Funds may take time to reflect. Click for HERE for gift card access.

Advertised rates labeled "as low as" or "starting at" are credit score based and are equivalent to an A+ borrower with a 0.25% discount deducted. APY is the Annual Percentage Yield & APR is the Annual Percentage Rate. All rates are subject to change without notice. The rates advertised may not be available. Other terms and conditions may also apply. All rates, excluding Home Equities and Overdraft Protection, will receive a 0.25% discount if the member agrees to share transfer. Other terms and conditions may apply.