Our Ellicottville Branch now has a Night Drop box! Located near the back door at the end of the first drive thru lane.


Welcome to CCSE Federal Credit Union

Credit Union Calendar
Summer Hours End
Closed for Labor Day
Closed for Columbus Day
2015 Annual Dinner Meeting

CCSE Federal Credit Union is a community-chartered credit union. What does this mean? Now anyone who lives, works, worships, or attends school in Cattaraugus County is now eligible to become a credit union member and take advantage of all of CCSE's outstanding financial services.



Benefits of Credit Union Membership


Credit Unions have members, not customers. Credit unions are member-owned, meaning each person who deposits money in a credit union becomes an owner of the credit union. A member is an owner because their deposit is considered a share of ownership. They are run by a volunteer Board of Directors elected by and from the membership. Each member has a vote in electing Board members and certain Committee members, and can run for election to the Board or Committees.


CCSE also has a number of complimentary services for your needs. These include Direct Deposit, VISA Debit Cards, VISA Gift Cards, E-Statements, Phone Banking, Online Banking, and Mobile Money; which allows members to access their accounts via their mobile phone. We are also a part of the ATM Co-Op Network, which allows you to withdraw funds from any Co-Op ATM across the county, surcharge free!


  • We've gone social!

    CCSE Federal Credit Union is now on Facebook and Twitter! Stay connected with your credit union today!

  • NEW TravelMoney Cards!

    CCSE offers Visa Travel Money Cards. It's not tied to your checking or savings accounts, so they aren't in jeopardy if they're lost or stolen. Emergency card replacement is available. Click for HERE to load your card.


  • Pre-Paid Debit Cards

    Reload your Everyday Spend card here! Please be aware that CU Money does charge fees to do an upload. Funds may take time to reflect. Click for HERE to load your card.


  • VISA Gift Cards

    Reload your VISA gift card here! Please be aware that CU Money does charge fees to do an upload. Funds may take time to reflect. Click for HERE for gift card access.

* CCSE's September Coin Special = Eligible members must have an existing savings account. The matched dollar amount will be placed into a member's account and held for a period of 90 days before it becomes available. CCSE will only match one deposit. Multiple deposits will not be matched.
Advertised rates labeled "as low as" or "starting at" are credit score based and are equivalent to an A+ borrower with all maximum rate discounts applied (0.75%/0.45% on 2013 or older). APY is the Annual Percentage Yield & APR is the Annual Percentage Rate. All rates are subject to change without notice. The rates advertised may not be available. Other terms and conditions may also apply.