Welcome to CCSE Federal Credit Union
2/17/2015 - Closed for President's Day
CCSE Federal Credit Union is a community-chartered credit union. What does this mean? Now anyone who lives, works, worships, or attends school in Cattaraugus County is now eligible to become a credit union member and take advantage of all of CCSE's outstanding financial services.
Benefits of Credit Union Membership
Credit Unions have members, not customers. Credit unions are member-owned, meaning each person who deposits money in a credit union becomes an owner of the credit union. A member is an owner because their deposit is considered a share of ownership. They are run by a volunteer Board of Directors elected by and from the membership. Each member has a vote in electing Board members and certain Committee members, and can run for election to the Board or Committees.
CCSE also has a number of complimentary services for your needs. These include Direct Deposit, VISA Debit Cards, VISA Gift Cards, E-Statements, Phone Banking, Online Banking, and our newest product, Mobile Money which allows members to access their accounts via their mobile phone. We are also a part of the ATM Co-Op Network, which allows you to withdraw funds from any Co-Op ATM across the county, surcharge free!
CCSE has many ways to help members save money. From direct deposit and automatic transfers to competitive rates on Savings and CD accounts. We also offer special accounts for Christmas saving and our Credit Builder Loan is a great way to save money and build your credit. Visit our Accounts page for more information or our Rates page to see current rates.
If you own a cell phone or a smart phone then your credit union accounts are accessible to you anytime, anywhere. Mobile Money allows credit union members access to account balances, make transfers and payments, and keep track of transactions. Signing up is easy and only takes a few minutes. If you have any questions, please give us a call and we can help get you set up.