Welcome to CCSE Federal Credit Union


CCSE Federal Credit Union is a community-chartered credit union. Anyone who lives or works in Cattaraugus County is eligible to become a credit union member and take advantage of all of CCSE's financial services.


Upcoming Closings




Closed for Memorial Day



Closed for Independence Day



Closed for Labor Day



Closed for Columbus Day


credit cards



trustage car and home insurance


trustage life insurance



  • google play itunes

    Download our new mobile app!

    Stay in touch with your credit union with our app! Download to your phone today! Features Remote Deposit Capture!

  • co-op atm network


    Manage your CCSE debit card transactions. Download on Google Play and iTunes! Click to watch a video!!

  • co-op atm network

    ATM Locations

    Use your debit card anywhere you see the CO-OP Logo to withdraw funds SURCHARGE FREE! Click to find an ATM near you!

  • owner's choice

    Mortgage Loans

    CCSE partners with Owner's Choice to offer low rates for home buyers. Start to finish is an easy process. Apply online or call 716-839-0701

  • student loans

    Student Loans!

    CCSE has partnered with Credit Union Student Choice to offer our members great rates on student loans!

  • prepaid and travel cards

    Pre-Paid Debit Cards

    CCSE offers Visa Travel Money and Everyday Spend Cards! Funds may take time to reflect and fees may apply. Available at either branch.

  • giftcards

    VISA Gift Cards

    Reload your VISA gift card here! Funds may take time to reflect and fees may apply. Available at both branches.

* = Advertised rates labeled "as low as" are credit score based and are equivalent to an A borrower with all maximum rate discounts applied (0.75% or 0.45%). APY is the Annual Percentage Yield & APR is the Annual Percentage Rate. All rates are subject to change without notice. The rates advertised may not be available. Other terms and conditions may also apply. Choose Us First and Flip Your Loan Discounts valid only on used 2018 and 2017 vehicles only.
CCSE Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 716-945-5340. All products and services available on this website are available at both CCSE Federal Credit Union branches.
* Offer valid for pre-qualifications issued between April 1st and April 30th. You must apply for your home loan with Owner's Choice Funding BEFORE the expiration for your pre-qualifaction (120 days). $475 credit to be applied towards closing costs at the time of closing. Loans that do not close will not be eligible to receive the promotion.